Welcome To Genius Mom

Living as modern moms in today's fast changing world require ever expanding horizon and perspective.

Today's Moms are faced with many challenges from managing household issues, financial decisions, parenting, to preparing proper nutrition for the whole family.

This blog is dedicated to every hard working, creative, problem solver, smart, and genius Mom in the world.

Living to make their families happier with a long term vision of building a beautiful legacy to the next generation
To become the Best Mom in the world doesn't always require you to spend lots of money.

All you need to do is simply investing more love and care to your loved ones.

In addition to that all you need to become the smart parent are proper guidance and resources to help you determine which decisions to take.

We at Genius Mom are glad to help you by providing high quality information to aid you in the journey of becoming the Best Mom for your family.

So please enjoy your time and visit...

The Importance of Investment

As the uncertainty in the financial conditions has become the major issue for everyone around the world, the investment has gain the same popularity over the period of time.

Every person wants to secure their future financially. They know that if the rely on the retirement plans offered by their company and other social security benefits they would probably expecting wrong.

For future financial security one should try to save as much as he/she is able to do from their earnings. The best key is to invest your saving in secure investment projects.

You might have saved your money in saving accounts which are paying you negligible amount over it. But now you want to grow your money by the faster amount. Or maybe you have recently been inherited with the money or have earned money in other way and you want to make it utilize in the best possible manner. Investment is a key to it.

You always invest for some reasons. This reason can be: attaining the new home, buying the expensive toys, paying the fees of the college or school of your children or any X Y reason. The investment reason will determine that what type of investing you will do to attain your financial goals.

If your goal is to earn money in the shorter period of time, you would probably investing in that project which have high risk associated with it and can give you higher returns. But if the purpose of investment is saving like for your retirement, you would be probably investing in those projects which may grow slower but give you secure returns.

The main objective of investment is to earn the wealth in the secure way in any period of time. All of us have to be retired at some day, so it is necessary to safe today what will be helpful in the future.

One cannot rely only on the social security or the company’s retirement plans. Enron’s case is in front of the world, which has given us lesson that we cannot make our future dependent on the company’s retirement plans. So the key to have the secure future is to make investment, but more cautiously and smartly.