Welcome To Genius Mom

Living as modern moms in today's fast changing world require ever expanding horizon and perspective.

Today's Moms are faced with many challenges from managing household issues, financial decisions, parenting, to preparing proper nutrition for the whole family.

This blog is dedicated to every hard working, creative, problem solver, smart, and genius Mom in the world.

Living to make their families happier with a long term vision of building a beautiful legacy to the next generation
To become the Best Mom in the world doesn't always require you to spend lots of money.

All you need to do is simply investing more love and care to your loved ones.

In addition to that all you need to become the smart parent are proper guidance and resources to help you determine which decisions to take.

We at Genius Mom are glad to help you by providing high quality information to aid you in the journey of becoming the Best Mom for your family.

So please enjoy your time and visit...

Enjoy Your Future With Long Term Investments

If you want to invest for the growth of your money for retirement purpose or for the education of your child etc you have several options available to invest in.

But you should invest in risk free stocks or ventures. Secure investment projects will give moderate return over a long time period.

First option is of bonds. Bonds are issued by the government and they are similar to the certificates of the deposits issued by the banks. There are different types of bonds which over the period of time double your initial investment. But the returns depend upon the type of bond.

Second option is of mutual funds which are relatively safer from other options. Mutual funds are those in which group of people invest their money in buying bonds, stocks or other investment projects. Mutual funds are handled by the fund manager. All you need is to find an expert, qualified and well known broker to manage your mutual funds. They also find out the other people to invest your money with. But the mutual funds are little risky than other types of bonds.

Stocks are another option for the long term investment. Stock shares are like investing in the share of company and getting the ownership of the particular company. This is even more riskier than the mutual funds because as the company perform well the share holder will get profit but if the company is performing poorly the value of stock will decline and investor has to face lose in that case. You can buy stocks in the reputed and stable companies like general electric. Investing in such companies ensure that your money is in safe hands.

For investing in any type of the investment options you should do research before to save yourself from the loss. For investing in the stocks select the well known and established company. For mutual funds select the best broker for your guidance. If you do not want to take risk associated with the stock and the mutual funds you can go with the bonds option which is guaranteed by the government.