Welcome To Genius Mom

Living as modern moms in today's fast changing world require ever expanding horizon and perspective.

Today's Moms are faced with many challenges from managing household issues, financial decisions, parenting, to preparing proper nutrition for the whole family.

This blog is dedicated to every hard working, creative, problem solver, smart, and genius Mom in the world.

Living to make their families happier with a long term vision of building a beautiful legacy to the next generation
To become the Best Mom in the world doesn't always require you to spend lots of money.

All you need to do is simply investing more love and care to your loved ones.

In addition to that all you need to become the smart parent are proper guidance and resources to help you determine which decisions to take.

We at Genius Mom are glad to help you by providing high quality information to aid you in the journey of becoming the Best Mom for your family.

So please enjoy your time and visit...

Start Investing: The Amount You Should Invest

First time investors usually think that they need to invest their whole savings. But that is not mandatory. One can determine that how much he/she can invest and what are their financial goals at which risk tolerance level.

For investing, one must know how much of his/her saving he/she can afford to invest. One must know that what was the purpose of the saving actually and how much of it one can invest in order to earn more money but without putting themselves in high risk.

One must have 3 to 6 months of living expenses in their saving account so that they do not need to ask for money from any one.  So start with deciding that how much of money one must need in the nearby future and remaining invest. One can invest funds if he/she has been inherited recently so that to earn more on it without been compromising on their saving.

The next step is to see the sources of income so that one can decide how much one can invest in the future. From income one can make his/her expenses and also decide how much of the earning to be invested by making their investment portfolio. For this one must consult an expert financial planner that will help them to determine how much of earning one can be able to invest.

Financial planner will also guide you in investing the appropriate amount which will also not let you suffer and also reach your investment goals.

Certain amount of initial investment is required in every type of investment. One must do research and must find out the investment before investing in any type of investment. Research will also let one know the initial investment requirement.

If one do not have enough amount of money to meet the initial investment requirement one must in that case find that type of investment whose initial investment requirement matches with their investment amount. The keep is to never borrow money from other to invest and also never invest that amount which one has saved for other purpose.