Welcome To Genius Mom

Living as modern moms in today's fast changing world require ever expanding horizon and perspective.

Today's Moms are faced with many challenges from managing household issues, financial decisions, parenting, to preparing proper nutrition for the whole family.

This blog is dedicated to every hard working, creative, problem solver, smart, and genius Mom in the world.

Living to make their families happier with a long term vision of building a beautiful legacy to the next generation
To become the Best Mom in the world doesn't always require you to spend lots of money.

All you need to do is simply investing more love and care to your loved ones.

In addition to that all you need to become the smart parent are proper guidance and resources to help you determine which decisions to take.

We at Genius Mom are glad to help you by providing high quality information to aid you in the journey of becoming the Best Mom for your family.

So please enjoy your time and visit...

Lets Start Investing

You can invest your money even though you do not have complete knowledge about the stock market. But the only key to do this is to initiate with the low risk tolerance as a conservative investor so that by the time you can learn more about investing.

For initiating you must have your interest bearing saving account in a bank from where you usually do checking or any other bank. Saving account pays you 2-4% of inters on your invested money.

You can start with a little amount does not need to have millions of dollars. Small money then eventually turns into bigger amount.

Rather than investing in saving accounts you can also invest in money market funds. These types of funds pay more interest ratio and they work in the same way as saving accounts do. They are also the short term investments. That is why your money do not bound for the long time.

Certificates of deposit are also another form of easy investments with lower or no risk at all. They pay even more interest than money market funds or saving accounts.

Investing in CD allows you to select the time period of the investment and on that interest is paid on regular basis until the maturity time. Insured CD can be bought from the bank and when it matures the interest amount and the original investment will be earned.

The best initiating point in investment is from above mentioned threes ways. In this way you will be able to earn money and make your small amount a bigger one. In the mean while you can learn about investment techniques with high level of risk.