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Living as modern moms in today's fast changing world require ever expanding horizon and perspective.

Today's Moms are faced with many challenges from managing household issues, financial decisions, parenting, to preparing proper nutrition for the whole family.

This blog is dedicated to every hard working, creative, problem solver, smart, and genius Mom in the world.

Living to make their families happier with a long term vision of building a beautiful legacy to the next generation
To become the Best Mom in the world doesn't always require you to spend lots of money.

All you need to do is simply investing more love and care to your loved ones.

In addition to that all you need to become the smart parent are proper guidance and resources to help you determine which decisions to take.

We at Genius Mom are glad to help you by providing high quality information to aid you in the journey of becoming the Best Mom for your family.

So please enjoy your time and visit...

Plan Your Budget - The Ultimate Tool

Planning is the first step in creating objects. Something done without a planning can fall apart and never be executed. 

We can take the example of a house that we build. A carpenter needs different plans to execute its construction; if he doesn’t have a plan then the house can take a weird shape or may be toilet can be left open for everyone to view.

Another example to illustrate planning is a rocket scientist who first plan is to execute a plan to create a booster rocket, without a set plan the rocket would not work and fall apart, but there is a fact that these people don't think about how much money it will cost to send these rockets or build them.

This is where I believe this is no planning when it comes to finances. This is where things go wrong and we can't call ourselves to clever.

Life is dependent on your financial situation. A person with better finances will of course lead an easy life but for some one where money is tight will have to think and plan before they spend something and to make a plan for your spending is called a budget.

By making a budget and knowing in advance how much can we spend can get us achieve our desired financial goals. By not having a plan for money we can end up spending on unnecessary stuff and that can lead us to a situation where we are helpless and it leads us to a direction where all we have is trouble.

It's important to have a budget in life especially if you have a family or if you are married and live with your partner. It’s essential that in this situation that you and your partner can sit together and make these important financial decisions together.

How To Plan A Budget With A Variable Income 

By doing that you will find out about your needs in long term and short term and then you can set out the preference on the budget where you need to use more.

You make goals in life and realistic way to achieve these goals is by making a plan for these goals and then to execute the plans you need a realistic budget, so by planning in advance can help you achieve these targets and you and your partner can live a happy life

Every penny that can be saved will help in a longer run. Most goals depend on how much you save. But there is a way to save, some people starve to save and then end up in a bad health. This doesn't work in a longer run as it can affect your live drastically.

Saving should be done on the other side especially when buying things for normal use, especially to be aware when spending money on cloths and on items related to food. There should be plan as how much you want to spend on these items and kept them a side.

Also insurance and bills can be kept separately. There should be target on how much you want to spend while entertaining yourself or when going for infrequent luxury items. So whatever you save will help you in future.

You can use internet as a source that can help you plan your budget. There are forms available on the internet get can help you to sort out your finances. Get these forms printed from the search engines and work on them as they can bring significant change in your life and it will result in you being happy and it will make you aware of your situation, something you can be dependent on.

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