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Living as modern moms in today's fast changing world require ever expanding horizon and perspective.

Today's Moms are faced with many challenges from managing household issues, financial decisions, parenting, to preparing proper nutrition for the whole family.

This blog is dedicated to every hard working, creative, problem solver, smart, and genius Mom in the world.

Living to make their families happier with a long term vision of building a beautiful legacy to the next generation
To become the Best Mom in the world doesn't always require you to spend lots of money.

All you need to do is simply investing more love and care to your loved ones.

In addition to that all you need to become the smart parent are proper guidance and resources to help you determine which decisions to take.

We at Genius Mom are glad to help you by providing high quality information to aid you in the journey of becoming the Best Mom for your family.

So please enjoy your time and visit...

How To Save Money From What Ever You Earn

It has become almost impossible to spend less and save some thing from the current incomes.

This is due to advancement in technology, introduction of new malls, rising of health care cost, rising of the inflation and buying house on mortgage. So it becomes almost impossible to secure future financially by saving.
Current situations have proved that the saving in the banks is decreasing day by day in almost every one’s account and withdrawal has shown the incremental trend. Deposits are only in the beginning of the month when one get salary and later on there are only withdrawals.
Another surprising fact is that the private companies have started spending more in the promotional campaigns of their products.
However, you can save yourself by keeping yourself away from these hypes and by helping yourself to save money from what ever you earn.

1.    Compulsive Buying:
It was shown from a survey that if one has enough money they will definitely buy the attractive product at one glance.
It has also found that people who have their personal bank cards are most likely to buy more when they even went for window shopping. When you even go to window shopping try to limit your budget and only buy those items which will give you direct satisfaction and for others delay the purchase decision.
2.    Budgeting:

You must prepare an effective budget for you so to stay in your limits. Make the list of necessary items only and avoid listing the unnecessary wish list. Budgeting will put boundaries in your feet and stops you from impulse buying.   

3.    Performing Price Comparison:

It is also very important to know about the prices of items you are planning to opt for. Many web sites provide the price list. You can compare the prices of items which you are going to buy and decide from where to buy it. You can also visit one mall or supermarket to buy the listed items. You should try to buy in the bulk quantity so to save money on bulk purchase.
4.    Take All the Convenience At Home:

If you want to take pity on your pocket you can take your meal from home. You can cut down the cost of soda if you drink water instead. Home made meals, snacks, lunch and dinner will cut your major expense, but for this you have to be strong and decide to leave your eating out habits.