Welcome To Genius Mom

Living as modern moms in today's fast changing world require ever expanding horizon and perspective.

Today's Moms are faced with many challenges from managing household issues, financial decisions, parenting, to preparing proper nutrition for the whole family.

This blog is dedicated to every hard working, creative, problem solver, smart, and genius Mom in the world.

Living to make their families happier with a long term vision of building a beautiful legacy to the next generation
To become the Best Mom in the world doesn't always require you to spend lots of money.

All you need to do is simply investing more love and care to your loved ones.

In addition to that all you need to become the smart parent are proper guidance and resources to help you determine which decisions to take.

We at Genius Mom are glad to help you by providing high quality information to aid you in the journey of becoming the Best Mom for your family.

So please enjoy your time and visit...

Avoiding Overspending

Answer these questions truthfully:

1. Are you been criticized by your spouse or partner for spending too much money?

2. Do you get in shock when you see high bills then expected when arrives at home?

3. Is your wardrobe full of excess cloths and shoes that you have ever worn?

4. Do you buy every new device before it even comes into the market?

5. Do you shop things when you see them on display even though you don't want them in the first place?
    If you believe you fall in any of the two questions above  mentioned then you spend money unnecessary  and should take retail rehabilitation overspending is a sure way to get in debt. Budgeting, saving, and investing are not part of their plan. The spending is such a problem that it gets in the way of saving for lots of critical matters in life such as buying a new house or a new car or have a vacation or even for retirement.

    There should be some set boundaries in order to manage the spending. it's important to spend where it's more important rather than having no control on it and spending it unnecessary effecting the future.

    Overspending is a big problem and it leaves problems in your life, especially when it comes to sort out the financial problems and also creates tensions among the family. it's important to differentiate between you really need and what is just a desire but not something that is needed  to live.

    Life is meant to be lived, not survived. Treat yourself to some wants along the way, but do so when you can afford to, and enjoy those wants as the extras that they are.

    Now a days we see companies has surrounded us by their advertisements. this is their strategy so that all we think about is buying their products with considering our financial situation. The best solution to get out of this problem is to ask yourself and think if you really need the product and allow yourself some time.

    It's always important to know what you want to buy but if you face this problem it's better to leave the house making a shopping list and carry the exact amount and that you would need interim of buying what you really need. is good to leave any credit card or extra cash at home as it will prevent you from overspending.

    If you face this problem of overspending then there is a very simple step that you can follow and it will hopefully prevent you from any financial difficulty and also will help you to have a better relationship in the family, and that is before you buy anything that you believe is something you need then allow yourself at least  two weeks and during this time decide was it just a want or a need.